Credit

In the modern world where loans are pretty much necessary, credit scores are very important. If you have a poor credit score, you won’t be able to qualify for a lot of these terrific loans with low interest rates. There are many reasons why people obtain and maintain poor credit score but one reason in particular sticks out to me. A lot of these people have poor credit scores because of consumer debt. What does this mean? They most likely bought a whole bunch of things that they really didn’t need on credit, racking up a bill they couldn’t pay when it was due. A lot of this comes from food, clothing, entertainment, and many other things. The good news is that if you currently have a bad credit score or are just looking to improve it in general, there are two wise tips that I am going to recommend you implement into your actions. These two tips will make or break your credit.

  1. Pay off all debt

The reason credit card companies kill your credit is because you are simply horrible at paying them back. First, you are going to want to pay off all remaining debt that you have on credit. Whether it is one hundred dollars or ten thousand dollars, you have to commit to it and take full responsibility for it. Pick up extra work or cut your expenses so that you can start putting some more money towards this debt. If your debt is pretty large. I would recommend using the debt avalanche method. This method saves you money over time because you have already paid off the debt with the largest interest rate.

  1. 2. No cash, no credit

If you cannot afford to buy something with cash, you probably shouldn’t buy it. Then again, this is easier said than done. You must build the discipline to follow this rule at all time.

If you are looking at loans, go with GreenSky. GreenSky is a very credible company. GreenSky has loaned over one billion dollars since they were founded. GreenSky also has 12,000 active merchants ready to help you at a moments notice. All in all, GreenSky is the company you should do business with.

https://www.marketwatch.com/story/greensky-ipo-5-things-to-know-about-the-company-seeking-to-end-fintech-ipo-lull-2018-05-21

What Separates Waiakea Water From Other Bottled Water Brands

Nowadays there are tons of bottled water brands, including coming from different sources. There is fresh water, filtered water, spring water, and so on. It’s tough to stand out from the crowd but Ryan Emmons of Waiakea Water has found a way. The founder and chief executive officer of this company, he discovered a great source of Hawaiian volcanic water when he was in his early 20s.

His company sources water from the Big Island on which the enormous Mauna Loa lies. Standing 13,678′ tall, water in the form of rain or snow falls on this volcano virtually every day. This water drains down through the volcano. It picks up trace minerals along the way such as magnesium, calcium, and potassium. These minerals and the natural alkalinity of the water are a great way to replenish the body.

The average pH of a water bottle of this brand is 7.9. This is well above the neutral number of 7 pH which means that drinking it helps the body to reach its optimal balance of being acidic/alkaline.

An unfortunate truth in the bottled water industry is that a mere 20 percent of their bottles get recycled. This leads to billions of water bottles ending up in the environment where they don’t break down for upward of 1,500 years. Another big problem is the amount of energy it takes to create these plastic bottles, not to mention the pollution that is generated.

Waiakea Water bottles have always been rPET bottles, created from recycled plastic. These were certified as Carbon Neutral. Now this company is doing one better and using TimePlast in their manufacturing process. This material is built into the bottles and causes them to decompose in just 15 years. Ryan Emmons hopes that other bottled water brands start to use this material as well.

By drinking Waiakea Water you’re also helping rural Africans obtain clean, fresh water. They financially support Pump Aid who dig wells and build pumps in areas where the lack of water is a serious problem. This led to Waiakea Water earning the Best in Biz Awards for their social responsibility.

 

https://www.bevnet.com/news/2017/waiakea-hawaiian-volcanic-water-announces-fully-degradable-bottle

Vinod Gupta Shares His Experiences In The Database Industry

 

Vinod Gupta developed a highly successful database firm that he eventually sold for $680 million. He now owns and operates Everest Group which invests in other similar firms and provides consulting services to them based on his decades in the industry. Gupta specializes in underperforming companies which he helps turn around, becoming competitive and profitable.

When he started out in the database industry he identified a need that he could fill This was in the 1970s when people needed to look at the Yellow Pages for information on businesses and people instead of the internet. Vinod Gupta first built a database filled with all of America’s mobile home dealers. He sold this database to mobile home manufacturers who wanted additional locations to sell their products through.

He realized that businesses in other industries could use similar lists. Vinod Gupta eventually named his company American Business Information and it was the Google search of its day. When he sold this company it was named Infogroup and it remains as a huge database and marketing firm based in Papillion, Nebraska.

He says that nowadays the information is far more detailed than it had been back in the 1970s when it was essentially the name of the business, their address, and phone number. Vinod Gupta says that companies now can use Infogroup’s database to do things like finding out the name of every restaurant within a set distance of a landmark or how many hotels are in a particular neighborhood. Visit This Page to learn more.

He leaves the management of day-to-day affairs at Everest Group to his team. His company is better off with him focusing on the long-term success of it and who they will achieve growth. Vinod Gupta says it is impossible to pay attention to things happening on a daily basis while pursuing long-range goals.

 

See also: https://www.dailyforexreport.com/vinod-gupta-indian-born-american-businessman-investor-philanthropist/

Doe Deere: Hope for the American dream

How does a homeless newly immigrant child to the United States go from waiting in church lines for food to becoming one of America’s most successful CEO’s? Doe Deere, founder of makeup company “Lime Crime” and advocate for empowering women through her products and company message. Doe Deere employees a team of over 35 individuals all leading the way to show women that they can be anything they want to be and more.

Doe Deere’s journey begins in across the world in Russia where she was born and lived throughout her younger years. There, she would watch American movies, listen to American music and wonder at the English language, hoping one day she too could have a slice of the pie that is the American dream. Doe would have that change at the age of 17 when her mother decided to take her sister and her to begin a new life in New York City. Quickly her thoughts went to the quote she had heard so often in movies, “If you can make it here, you can make it anywhere”, and Doe Deere was determined to make it.

Unfortunate events, however, led to her family to homelessness within here first few years in New Yor. Her mother, an accountant in Russia, had not seen success in transferring her credentials, therefore she was forced to take on low paying jobs such as house cleaner. It was not until social worker and advocate for struggling immigrant families Dorchen Leidholdt stepped in to bring relief to the family. With Leidholdt’s help, her mother would finally find an accounting career and her sister would obtain a scholarship to attend Columbia University. Leidholdt, after seeing Doe’s sketches recognized her talent and guided her to study at the Fashion Institute of Technology. Lastly, Deere reminds us that not all American families start off as Americans and that sometimes, those with the hardest struggles might be the ones to contribute one day to the greatness of America.

https://www.facebook.com/doedeereofficial/

Robert Deignan: How to Make Technology Work for You

ATS digital Services was born through the hard work of Robert Diegnan, a co-founder and the current CEO. Diegnan is a product of Purdue University, where he pursued a Bachelor’s Degree in Organizational Leadership under a full football scholarship. His entrepreneurial abilities started working after he founded a company, Fanlink Inc. The software industry did not call his name immediately as he first played for the Miami Dolphins and New York Jets, before proceeding to work for iS3, a company that manages software malware. Employees of iS3 faced a stumbling block when it came to installing software in users computers, and it’s after that challenging moment in 2011 that ATS Digital Services was born.

Together with his friends, Robert Deignan founded the company, where they developed a system in which they can remotely install a program in the computers of their clients, and monitor malware. ATS Digital is mainly founded on the trust of its clients, and their ability to provide exceptional services in finding solutions for technological issues, and having ready answers for queries that may arise. Due to its exemplary performance, Robert Diegnan’s company was awarded a certificate of quality by AppEsteem.

Robert Deignan’s ability to work alongside the changing trends in technology has enabled the great recognition of his organization. He aims at making himself indispensable in the era of technological advances. Besides, he has been able to identify the lack of proper customer service in the technical field, and that’s the reason his organization is deeply rooted in service delivery.

Quality service delivery wins the seller confidence from the consumers, and in return enablers the organization to gain maximally from the created relationship. Income in this case is generated through subscription, which is increased through confidence in the quality, and Robert Diegnan is not one to miss this point. Besides, technology has allowed Robert to advertise his services in various platforms such as Facebook and linked in. The employed marketing strategy ensures that technology works in his favor, and maintains the relevance of his company in a technologically savvy world.

Robert Diegnan has mastered the art of employing the right personnel in his Company, since he believes that, an organization should only hire workers who will conform to the ways of that organization. And having adopted an interactive strategy, ATS Digital Services matches the praises it bestows upon itself with excellent customer relationships.

http://alivenewspaper.com/2018/05/6-home-gadgets-insights-robert-deignan/