Credit

In the modern world where loans are pretty much necessary, credit scores are very important. If you have a poor credit score, you won’t be able to qualify for a lot of these terrific loans with low interest rates. There are many reasons why people obtain and maintain poor credit score but one reason in particular sticks out to me. A lot of these people have poor credit scores because of consumer debt. What does this mean? They most likely bought a whole bunch of things that they really didn’t need on credit, racking up a bill they couldn’t pay when it was due. A lot of this comes from food, clothing, entertainment, and many other things. The good news is that if you currently have a bad credit score or are just looking to improve it in general, there are two wise tips that I am going to recommend you implement into your actions. These two tips will make or break your credit.

  1. Pay off all debt

The reason credit card companies kill your credit is because you are simply horrible at paying them back. First, you are going to want to pay off all remaining debt that you have on credit. Whether it is one hundred dollars or ten thousand dollars, you have to commit to it and take full responsibility for it. Pick up extra work or cut your expenses so that you can start putting some more money towards this debt. If your debt is pretty large. I would recommend using the debt avalanche method. This method saves you money over time because you have already paid off the debt with the largest interest rate.

  1. 2. No cash, no credit

If you cannot afford to buy something with cash, you probably shouldn’t buy it. Then again, this is easier said than done. You must build the discipline to follow this rule at all time.

If you are looking at loans, go with GreenSky. GreenSky is a very credible company. GreenSky has loaned over one billion dollars since they were founded. GreenSky also has 12,000 active merchants ready to help you at a moments notice. All in all, GreenSky is the company you should do business with.

https://www.marketwatch.com/story/greensky-ipo-5-things-to-know-about-the-company-seeking-to-end-fintech-ipo-lull-2018-05-21

Upwork  Create To-Do List for Perfect Time Management

For professionals who do not have the habit of maintaining a to-do list, it would be difficult for them to manage their time. Upwork is a company that has been helping professionals and clients come together and do business. The company also maintains an online blog where helpful blogs and articles are frequently posted to help the freelancers gain more insight and tips on how to achieve success. One of the tips that it recently posted is that freelancers should have a to-do list that would keep them updated on the tasks that are pending and the ones that are completed.

As a freelancer, it is necessary that they have fixed work timing and schedule in order to achieve success. One should not misuse the freedom they have as a freelancer as it would make it difficult for them to win the trust of the clients or complete work on time. Missing deadlines will become frequent if you do not have a to-do list that would keep you on track as far as work is concerned. For people who are looking to achieve success as a freelancer, following the tips mentioned by Upwork would be really helpful. There are tons of applications available in the market that would help the freelancers to maintain their to-do list digitally on their phone and PC, and which would be remotely accessible as well.

A to-do list may seem like a simple list, but it can do wonders if it is created perfectly. It allows you to prioritize your work so that you can complete all the important tasks first and then start with the remaining. You can also mention the deadline so that you can complete your tasks before they are due. Being a freelancer has many benefits, but you need to know how to know how to manage your time properly.

Paul Herdsman’s Keys To Building A Successful Business

 

Paul Herdsman, an entrepreneur, and co-founder and chief operating officer of NICE Global says that starting and maintaining a new business takes hard work, a lot of dedications, and a certain amount of know how. NICE Global is a business solutions company located in Jamaica although Herdsman is currently living in Florida.

NICE Global helps other companies find ways to retain more customers, have lower overhead, and increase their revenue. NICE Global offers many services including customer service outsourcing, to cross-selling. They also provide answering services for other companies that prefer a live person to answer their calls but do not want to have the added expense of having a department set up for this.

In the article, “12 Business Tips”, Herdsman gives effective business lessons which he likes to share to aspiring and established business owners alike can use to be successful like himself. Some of his tips are listed below:

Herdsman says to create a culture of family first for employees and make them feel like family, so you retain them. Training new employees are costly.

Herdsman recommends investing in the players by providing proper training so that employees have the tools needed to succeed. On top of the initial training, NICE offers ongoing training, so employees are always learning new skills.

Reward employees for performing well. Paul Herdsman rewards employees based on performance indicators. He does this his employees will want to work hard and do their best each day.

Help employees understand the worth of other employees but making sure they know what each department provides in value to the company. When employees understand the value other employees provide it brings unity to the whole organization and helps things get accomplished.

Herdsman has created an employee referral program within NICE because recruiting the best talent for your business is important. Get Additional Information Here.

Solve your client’s problem. Become a great problem solver by asking the right question and to the correct people.

Herdsman’s tips should help guide any business owner to being a successful entrepreneur.

 

Source Link: https://weeklyopinion.com/2018/06/lessons-entrepreneur-paul-herdsman/

The Entrepreneurial Journey of Hussain Sajwani the DAMAC Owner

Hussain Sajwani is one of the many successful entrepreneurs in real estate. He owns DAMAC Properties, the largest real estate corporation in Dubai, UAE. By utilizing his unmatched skillset as a leader, Hussain Sajwani has always implemented useful policies for the business while serving as the chairman of DAMAC Properties since 2002.

The father of Hussain Sajwani was a businessman who would import goods from China and later sell them at a profit at the family-owned shop. Although the business did not guarantee huge profits, Ali Sajwani never gave up. He would work for long hours at the shop to fend for his family. Hussain Sajwani would also visit his father’s shop after the school hours were over. Eventually, Hussain Sajwani got the first-hand experience on how an entrepreneur should deal with his clients. Since he was a great student, his father wanted to hand over the family shop to him later on after he attained a certain age. Contrary to his father’s wish, Hussain Sajwani felt that had the potential to achieve more, which is why he studied Industrial Engineering and Economics at the University of Washington through a government scholarship.

After completing his higher education studies, real estate investor Hussain Sajwani got a job at GASCO, an Abu Dhabi based Oil Company. He worked there for two years before resigning. In the 1980s, Hussain Sajwani used the money he had saved while working at GASCO to found a corporation that offered catering services. His business attracted prominent clients such as Bechtel (a construction company based in the US) and even the U.S. Military. Hussain Sajwani also came into contact with people such as Donald Trump back in the day. He would converse with them and ask them if they were satisfied with the quality of service offered by his catering business.

After some time, DAMAC Owner Hussain Sajwani saw it fit to invest in the real estate sector in the early 2000s after foreigners were allowed to own property in Dubai legally. He did so by establishing DAMAC Properties in 2002. Hussain Sajwani was also among the first entrepreneurs in Dubai to delve into the Dubai real estate industry. Since 2002, DAMAC Properties has grown extensively under the leadership of Hussain Sajwani.

Find out more: https://www.albawaba.com/business/pr/damac-needy-children-518106

Dr. Anthony Constantinou Applies Bayesian Networks To The World Of Sports Betting

 

There are three main areas that Anthony Constantinou, Ph.D., of the United Kingdom excels at. The first one is teaching others about Bayesian Networks and Artificial Intelligence at the university level. The second is using his knowledge of these areas to construct research papers that push forward the understanding of these disciplines. The third is applying his knowledge as a freelance consultant who helps out organizations all over the world manage their risk and make better, more informed decisions.

 

Anthony Constantinou loves to teach

He is a lecturer (assistant professor) at the university where he earned his Ph.D., Queen Mary University of London. He also works at this educational institution as its head of the Bayesian AI Laboratory. Anthony shares his passion for his chosen fields with his scholars and hopes that by doing so he will make a big impact in these fields being pushed forward. He’s always loved applying statistics, reason, and logistics to many issues he comes across in everyday life.

 

Anthony Constantinou admits that the one area he really likes to apply his knowledge is in the world of betting on sports, particularly football, tennis, and darts but other sports as well. A lot of people approach sports betting with little more than a hunch that this or that will happen. Anthony Constantinou applies actual science using Bayesian Networks to predict the outcomes of sports games.

 

Anthony Constantinou’s research has led to him building models of who will win any particular game, tournament, or championship based on hard science and the predictive powers of Bayesian Networks. This type of research uses casual relationships and data from prior matches to determine the likelihood of how a match will play out. The models won’t absolutely show who will win, of course, but they do excel at showing the odds of different outcomes. Refer to This Article to learn more.

 

More about Anthony on http://chronicleweek.com/2018/11/its-all-relative-dr-anthony-constantinou-and-causal-theories/.